Medical imaging tests serve a variety of functions. Not only do they help doctors determine the full extent of injuries, they can also prove essential in diagnosing a wide range of ailments and illnesses. It’s important for patients to realize, however, that they have more options than they think when it comes to having these tests performed. Even if you have decent insurance, certain imaging tests can prove expensive, so it behooves cost-conscious healthcare seekers to explore their options. The next time your doctor orders an x-ray, ultrasound or any other type of imaging test, make a point of taking the following steps.
1. Consider Costs
Hospitals and traditional healthcare facilities aren’t your only option when it comes to imaging tests. In fact, having your tests performed at these facilities can prove incredibly costly, especially if you’re underinsured or lack insurance altogether. This is where outside imaging facilities enter the picture. In addition to being more affordable than hospitals, many of these places use top-of-the-line equipment to ensure maximum accuracy. Healthcare seekers on the hunt for medical imaging in NJ would be wise to get in touch with Middletown Medical Imaging, one of the Garden State’s foremost authorities on imaging procedures.
2. Contact Your Insurer
It’s often difficult to know if your insurer will cover a procedure until you receive the bill for it. If you hate being hit with unexpected medical costs, contact your insurance company before scheduling your next imaging test to determine how much you’ll be expected to pay out of pocket. This will enable you to plan accordingly and prevent you from experiencing sticker shock when the bill arrives.
3. Discuss Payment Options
Finding affordable healthcare in the absence of comprehensive insurance can be an uphill battle. However, unbeknownst to patients, many healthcare facilities offer convenient payment plans and financial aid to uninsured and underinsured individuals. In some cases, hospitals will forgive debts altogether. To learn about a facility’s policies regarding debt reduction and forgiveness, contact their financial aid department.
Thanks to advances in medical imaging technology, diagnosing and treating an extensive range of ailments has become much easier. However, when many doctors order imaging tests, they fail to mention all the options that patients have at their disposal. By learning more about your choices and arming yourself with the right information, you can ensure that your next imaging test is affordable and hassle-free.